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What questions should I ask a basement finishing contractor before hiring them for my project in the Greater Moncton area?

Question

What questions should I ask a basement finishing contractor before hiring them for my project in the Greater Moncton area?

Answer from Basement IQ

Before hiring a basement finishing contractor in the Greater Moncton area, you need to ask pointed questions about their experience with below-grade work, their approach to moisture management, their permitting process, and their warranty coverage. Basement finishing is fundamentally different from above-grade renovation, and a contractor who frames houses or renovates kitchens may not understand the moisture dynamics, insulation requirements, and building code specifics that apply to below-grade spaces in NB's Maritime climate.

Experience and Credentials

Ask how many basement finishing projects they have completed in the Moncton area specifically. Moncton's sandy and silty soils behave differently from Saint John's heavy clay or Fredericton's river valley loam, and a contractor experienced locally will understand the drainage characteristics and common foundation issues in Greater Moncton homes. Ask to see photos and references from completed basement projects — not kitchen or bathroom renovations, but actual below-grade work. Contact at least two references and ask whether they experienced any moisture issues after the work was completed.

Verify that they carry general liability insurance (minimum $2 million) and WorkSafeNB coverage. Ask for their WorkSafeNB clearance letter, which confirms their account is in good standing. A contractor without WorkSafeNB coverage exposes you to liability if a worker is injured on your property. Ask whether they hold a valid business license for the municipality — Moncton, Dieppe, and Riverview each have their own requirements.

Moisture and Waterproofing Approach

This set of questions separates experienced basement contractors from general renovators. Ask: "What is your approach to waterproofing before finishing?" The correct answer involves assessing the foundation for water entry, testing the slab for moisture, and addressing any issues before framing begins. If they say they will frame and insulate first and deal with water later, that is a red flag. Ask what insulation they use against foundation walls — the answer should be rigid foam board or closed-cell spray foam, never fiberglass batts against concrete. Ask whether they install a sill gasket under the bottom plate and whether the drywall is held above the floor level. These details reveal whether they understand below-grade moisture dynamics.

Ask whether they test for radon before finishing. NB has elevated radon levels, and mitigation ($2,000 to $4,000) is dramatically easier and cheaper to install before walls and floors go in. If they have never mentioned radon to a client, they may not be experienced with NB basement work.

Permits, Inspections, and Timeline

Ask: "Will you pull all required permits?" Finishing a previously unfinished basement requires a building permit in Moncton, and electrical and plumbing permits are needed separately. Ask whether their quote includes permit fees ($75 to $300) and whether they schedule the required inspections — framing, rough-in, insulation, and final. A contractor who suggests skipping permits to save time or money is putting your investment at risk. Unpermitted work creates problems when you sell the home and voids your insurance coverage if something goes wrong.

Ask for a detailed written timeline with milestones and ask what happens if the project runs over schedule. A typical 800-square-foot Moncton basement finishing project takes 4 to 8 weeks depending on scope.

Contract and Financial Details

Get a detailed written contract that itemizes materials, labour, permit fees, and a payment schedule. Never pay more than 10 to 15 percent up front. Ask about their warranty — a reputable contractor should offer at least a 1-year warranty on workmanship. Ask how they handle change orders and whether change order pricing is agreed upon before the work is done. Get everything in writing.

Getting three or more quotes is critical in the Greater Moncton area — NB pricing varies 30 to 40 percent between contractors for identical scope. A basic basement finishing project runs $20,000 to $35,000, so that variance can mean $6,000 to $14,000 in savings.

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